Mervo Contact
Trade & supply chain finance broker

Trade finance and working capital for SMEs across the EU

We're a financing broker, not a lender. We help you navigate the best financing options for your company and your situation, and package your file so it gets approved, fast. No cure, no pay: you don't pay us unless you get funded.

Tell us about your financing needs See how it works
Stacked shipping containers in evening light

Financing for growing companies

From €500k

Funding partners

Banks and alternative lenders across the EU

Fees

No cure, no pay

Solutions

Financing options that fit your business.

Different needs call for different structures. We help you choose, and often combine, the options that fit your situation.

Supplier order financing

Pay your supplier before the goods ship

Funds a confirmed customer order, so you can take on orders larger than your cash allows.

Typical fitCompanies with confirmed orders and little cash for the upfront payment.

Receivables financing

Turn unpaid invoices into cash

Advances cash against invoices issued to your customers, instead of waiting 30, 60 or 90 days.

Typical fitB2B sellers who give their customers credit terms.

Stock financing

Release the cash locked in your stock

Finances goods you hold, whether in transit or in a warehouse.

Typical fitImporters, distributors and traders that carry inventory.

Working capital finance

One flexible line for day-to-day cash

A facility for ongoing cash needs, often combining receivables and stock in a single line.

Typical fitGrowing companies with recurring financing needs.

How it works

From first call to funded, in five steps.

One point of contact from start to finish. We adapt the financing to your company, not the other way around.

Free introduction call

A short call to understand your business, your goods and what you need financed. No cost, no commitment.

Understanding your needs

We review your numbers, your cash cycle and your documents to define which financing structure fits.

Preparing your file

We package your case the way funders assess it, so it is complete and clear before it reaches them.

Presenting to funders

We present your file to the banks and lenders that fit your sector, size and structure.

Offers and closing

You compare the offers and choose. We support you through to closing. You pay only if the financing is placed.

Request an introduction call

Free and without commitment.

What we do

We find the funder, you keep running the business.

Mervo is a financing broker for SMEs. We don't lend: we help you navigate the best financing options tailored to every company and situation, and bring your financing to banks and lenders across the EU that fit your sector, size and structure.

Structuring

Hands-on structuring experience

Years spent putting together inventory and trade finance deals for EU SMEs. Not just introductions, real deal work.

Funders

Direct funder relationships

Banks and alternative lenders across the EU, matched to your size and sector rather than a one-size-fits-all pitch.

Preparation

Packaged the way funders want to see it

We prepare your file to fit underwriting criteria, not a generic loan application.

Fees

No cure, no pay

You only pay once your financing is secured. No retainers, no upfront fees.

Who we work with

Import/export businesses, distributors, trading companies and product brands.

EU companies whose cash is tied up in receivables, inventory or supplier orders.

Financing size
Starting from €500,000
Financing types
Receivables, inventory and purchase order finance, working capital
Client region
Companies across the EU
Funding partners
Banks and alternative lenders across the EU
Stacked containers against a dark sky

Your goods move. Your cash should too.

Contact

Have a financing need?

Tell us about your situation. We come back within one business day with an honest first view of which options could work for you.

  • Direct line

    Every request reviewed personally, no intake form that goes nowhere.

  • Fast read

    An honest fit assessment within a day, not a multi-week process.

  • Based in Belgium

    Working with companies and funders across the EU.

Type of funding (select all that apply)
Type of goods

We reply personally, within one business day.